honda brakes

On the 90 Honda Accord, the outside brake pads has one or maybe two small tabs ( didn't look close enough) on them that seem to rub on the part of the hubs that hold the brake rotors in place and makes a squeeling noise. It could be that I don't have the pads inserted down to the bottom. I think these are the tabs that tell you when the pads need to be replaced. Should I take the wheel off and pry the pad down to the bottom and if so would they just ride up again. These are pads that came from NAPA